ARN: 173381
EUIN: E348052

We are committed to protecting your personal data in accordance with applicable Indian laws including the Digital Personal Data Protection Act, 2023 (DPDP Act), SEBI regulations, and AMFI guidelines.

By accessing or using this Website, you agree to the terms of this Privacy Policy.

1. Nature of Services

Santrasview.in provides:

• Mutual Fund distribution services

• Financial guidance and transaction facilitation

• Insurance advisory assistance

• Educational content related to investments

We act as a Mutual Fund Distributor (MFD) and not as a SEBI-registered Investment Advisor (RIA), unless separately disclosed in writing.

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

2. Information We Collect

A. Information You Voluntarily Provide

We may collect personal information when you:

• Fill out the contact form

• Communicate via WhatsApp

• Send email inquiries

• Request mutual fund or insurance services

• Complete onboarding/KYC processes

Information collected may include:

• Name

• Mobile number

• Email address

• Address

• Date of Birth

• PAN

• Bank details (only during transaction processing)

• Nominee details

• Investment objectives and risk profile

• KYC information

Sensitive financial information is collected only when required for regulatory compliance and transaction processing.

B. Regulatory & KYC Information

For mutual fund transactions, we may retrieve or verify your information through:

• KYC Registration Agencies (KRAs)

• Registrar & Transfer Agents (RTAs)

• Asset Management Companies (AMCs)

• Banks and payment gateways

This is strictly for processing investments and complying with regulatory obligations under SEBI and AMFI guidelines.

C. Automatically Collected Information

When you visit the Website, we may collect:

• IP address

• Device type

• Browser type

• Pages visited

• Time spent on pages

This data may be collected using cookies and tools such as Google Analytics.

D. WhatsApp Communication

If you contact us through WhatsApp:

• Your phone number and communication details become accessible to us

• Communication is also subject to WhatsApp’s privacy practices

• We are not responsible for WhatsApp’s independent data handling policies

3. Purpose of Data Processing

We use your personal data to:

• Facilitate mutual fund investments

• Process transactions

• Assist with KYC verification

• Provide insurance advisory support

• Respond to your queries

• Improve website performance

• Comply with SEBI, AMFI, and regulatory requirements

• Prevent fraud or misuse

We process data only for lawful purposes and with consent where required.

4. Sharing of Information

We do not sell or rent your personal data.

Your information may be shared with:

• Asset Management Companies (AMCs)

• Registrar & Transfer Agents (RTAs)

• KYC Registration Agencies (KRAs)

• Banks and payment gateways

• Insurance companies (if you request insurance services)

• Regulatory authorities, including SEBI

• Service providers assisting in hosting or analytics

Such sharing is limited to regulatory, transactional, or operational purposes.

5. Affiliate Disclosure

Santrasview.in may contain affiliate links related to financial or insurance products. We may earn a commission if you use these links. This does not result in any additional cost to you.

Affiliate platforms operate under their own privacy policies. We recommend reviewing them before sharing personal data.

6. Cookies & Analytics

We use cookies and Google Analytics to:

• Improve website functionality

• Analyze visitor behavior

• Monitor traffic and affiliate performance

You may disable cookies through your browser settings. Certain features of the Website may not function properly if cookies are disabled.

7. Data Security

We implement reasonable technical and organizational safeguards to protect personal data from:

• Unauthorized access

• Loss

• Misuse

• Disclosure

However, no online system is completely secure, and absolute security cannot be guaranteed.

Users are responsible for maintaining confidentiality of their personal communications and login credentials.

8. Data Retention

We retain personal data:

• As required under SEBI and AMFI regulations

• For record-keeping and compliance purposes

• For the duration necessary to provide services

Certain regulatory records may be retained for mandatory statutory periods.

9. Your Rights Under DPDP Act, 2023

You have the right to:

• Access your personal data

• Correct inaccurate information

• Withdraw consent (subject to regulatory restrictions)

• Request grievance redressal

To exercise your rights, contact us at the details below.

10. Third-Party Links

This Website may contain links to third-party websites including AMCs, insurance companies, financial institutions, or affiliate platforms.

We are not responsible for the privacy practices of third-party websites.

11. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be reflected with a revised Effective Date.

12. Contact & Grievance Redressal

For privacy-related concerns or data requests:

📧 Email: santrasview@gmail.com
🌐 Website: santrasview.in